Contact Phillip Chin – LifeInsuranceHIV.com

Private · No pressure

Talk to Phillip directly

Questions about life insurance with HIV? You will reach me — an independent broker who works with the carriers that approve HIV-positive applicants — not a call center.

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Call or text

(866) 255-5775Mon–Fri, 8am–8pm ET

Get your options

Start a free quote →No exam to start, 2 minutes
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Always private

Meet Phillip →Your information is never sold

What happens when you reach out

  • You speak with Phillip Chin, a licensed broker — not a salesperson reading a script
  • We talk honestly about your situation, including your health history, with zero judgment
  • I compare the carriers most likely to approve you and explain your real options
  • No obligation and no personal information required just to get a quote

Prefer to see your options first?

Compare real coverage from the carriers that approve HIV-positive applicants — free, private, no obligation.

Get my free quoteCall (866) 255-5775
LifeInsuranceHIV

Independent insurance brokerage helping people living with HIV find life insurance from carriers that approve them. Licensed in all 50 states.

(866) 255-5775

Mon–Fri, 8am–8pm ET
NPN: 8895251

Coverage

Term life with HIVWhole life with HIVGuaranteed issueSimplified issue

Guides

Best companies for HIVUnderwriting guidelinesCD4 countsViral loadRecently diagnosed

Company

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LifeInsuranceHIV.com is an independent insurance brokerage. We are not affiliated with any government program. All coverage is subject to carrier underwriting and approval; eligibility, rates, and availability vary by carrier, state, and individual circumstances. Any figures shown are estimates, not guarantees or offers of coverage. © 2026 LifeInsuranceHIV.com — All rights reserved.