If you have HIV, there are several types of life insurance policies that may be available to you, depending on your individual circumstances and the insurance company you are working with. Here are some of the types of life insurance policies that may be available to you (ranked in order): It is important to work…Read More
So you spoke with your bank or an agent that recommended you an accidental death and dismemberment insurance policy. Prices are inexpensive and you qualify even with your current health conditions, should you get it? The bigger question is, what is the catch? Accidental life insurance is a type of insurance policy that pays out…Read More
If you are applying for fully underwritten life insurance and have disclosed that you are HIV positive, the insurance company will likely ask you a number of health questions. These questions will help the insurance company assess your risk and determine the appropriate policy and rate for you. Here are some of the common questions…Read More
Living with HIV can present a number of challenges, including the difficulty in getting life insurance. For those who have been diagnosed with HIV, it is important to know that life insurance is still a possibility, although it may require some additional effort and research. The first step to getting life insurance for someone with…Read More
Getting life insurance for someone with HIV used to be difficult, if not impossible. However, with advancements in medicine and changing attitudes towards HIV, it is now possible for people living with HIV to obtain life insurance coverage. If you are living with HIV, it is important to understand that you may face some challenges…Read More
